Terms of Service

Last Updated: January 15, 2026

1. Agreement to Terms

By accessing or using the 221b Consulting website (“Site”), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our Site.

2. Use of Our Site

Permitted Use

You may use our Site for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Site in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to any portion of the Site
  • Engage in any activity that disrupts or interferes with the Site’s functionality
  • Use automated systems or software to extract data from the Site without our permission
  • Transmit any harmful code, viruses, or malicious software

Account Security

If you create an account or access restricted areas of our Site, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3. Intellectual Property Rights

All content on this Site, including text, graphics, logos, images, and software, is the property of 221b Consulting or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from our Site without our express written permission.

4. Services and Consulting

Information about our consulting services is provided for general informational purposes only. Any engagement for professional services will be governed by a separate written agreement between 221b Consulting and the client.

We reserve the right to refuse service to anyone for any reason at any time.

5. Resources and Downloads

Resources available in our Resource Library, including insurance primers and other materials, are provided for informational purposes only. These materials do not constitute professional advice and should not be relied upon as a substitute for professional consultation.

You may download and use these resources for your personal or internal business purposes only. Redistribution or commercial use of our resources is prohibited without written permission.

6. Risk Assessment Tool

Our Risk Assessment tool is provided for informational and educational purposes only. Results and recommendations generated by the tool do not constitute professional advice. Any decisions made based on the assessment results are solely your responsibility.

7. Third-Party Links

Our Site may contain links to third-party websites. These links are provided for your convenience only. We have no control over and assume no responsibility for the content, privacy policies, or practices of third-party sites.

8. Disclaimer of Warranties

OUR SITE AND ALL CONTENT, MATERIALS, AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that our Site will be uninterrupted, secure, or error-free, or that defects will be corrected.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, 221B CONSULTING SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

  • Your use or inability to use our Site
  • Any unauthorized access to or use of our servers or any personal information stored therein
  • Any errors or omissions in any content or materials
  • Any reliance on information obtained through our Site

10. Indemnification

You agree to indemnify, defend, and hold harmless 221b Consulting and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of our Site or your violation of these Terms.

11. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the “Last Updated” date. Your continued use of the Site after any modifications constitutes acceptance of the updated Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Kansas, United States, without regard to its conflict of law provisions.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

14. Contact Information

If you have any questions about these Terms, please contact us:

221b Consulting

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